{
  "data": [
    {
      "participant": {
        "brand": "Agibank S.A.",
        "name": "Banco Agibank S.A.",
        "cnpjNumber": "10664513000150",
        "urlComplementaryList": "https://www.agibank.com.br"
      },
      "name": "Múltiplo, Consignado e Beneficio",
      "identification": {
        "product": {
          "type": "STANDARD_NACIONAL",
          "typeAdditionalInfo": "Gold"
        },
        "creditCard": {
          "network": "MASTERCARD",
          "networkAdditionalInfo": "NA"
        }
      },
      "rewardsProgram": {
        "hasRewardProgram": false,
        "rewardProgramInfo": "NA"
      },
      "fees": {
        "services": [
          {
            "name": "ANUIDADE_CARTAO_BASICO_NACIONAL",
            "code": "ANUIDADE_NACIONAL",
            "chargingTriggerInfo": "Apenas para quem possui produto de crédito",
            "prices": [
              { "interval": "1_FAIXA", "value": "27.48", "currency": "BRL", "customers": { "rate": "0.250000" } },
              { "interval": "2_FAIXA", "value": "27.48", "currency": "BRL", "customers": { "rate": "0.250000" } },
              { "interval": "3_FAIXA", "value": "27.48", "currency": "BRL", "customers": { "rate": "0.250000" } },
              { "interval": "4_FAIXA", "value": "27.48", "currency": "BRL", "customers": { "rate": "0.250000" } }
            ],
            "minimum": { "value": "27.48", "currency": "BRL" },
            "maximum": { "value": "27.48", "currency": "BRL" }
          },
          {
            "name": "UTILIZACAO_CANAIS_ATENDIMENTO_RETIRADA_ESPECIE_BRASIL",
            "code": "SAQUE_CARTAO_BRASIL",
            "chargingTriggerInfo": "Quando cliente realiza saque no cartão",
            "prices": [
              { "interval": "1_FAIXA", "value": "14.99", "currency": "BRL", "customers": { "rate": "0.250000" } },
              { "interval": "2_FAIXA", "value": "14.99", "currency": "BRL", "customers": { "rate": "0.250000" } },
              { "interval": "3_FAIXA", "value": "14.99", "currency": "BRL", "customers": { "rate": "0.250000" } },
              { "interval": "4_FAIXA", "value": "14.99", "currency": "BRL", "customers": { "rate": "0.250000" } }
            ],
            "minimum": { "value": "14.99", "currency": "BRL" },
            "maximum": { "value": "14.99", "currency": "BRL" }
          },
          {
            "name": "FORNECIMENTO_SEGUNDA_VIA_FUNCAO_CREDITO",
            "code": "EMISSAO_SEGUNDA_VIA",
            "chargingTriggerInfo": "Cobrado apenas quando é solicitado pelo cliente",
            "prices": [
              { "interval": "1_FAIXA", "value": "23.21", "currency": "BRL", "customers": { "rate": "0.250000" } },
              { "interval": "2_FAIXA", "value": "23.21", "currency": "BRL", "customers": { "rate": "0.250000" } },
              { "interval": "3_FAIXA", "value": "23.21", "currency": "BRL", "customers": { "rate": "0.250000" } },
              { "interval": "4_FAIXA", "value": "23.21", "currency": "BRL", "customers": { "rate": "0.250000" } }
            ],
            "minimum": { "value": "23.21", "currency": "BRL" },
            "maximum": { "value": "23.21", "currency": "BRL" }
          }
        ]
      },
      "interest": {
        "rates": [
          {
            "referentialRateIndexer": "SEM_INDEXADOR_TAXA",
            "rate": "0.000000",
            "applications": [
              { "interval": "1_FAIXA", "indexer": { "rate": "0.024600" }, "customers": { "rate": "0.250000" } },
              { "interval": "2_FAIXA", "indexer": { "rate": "0.040000" }, "customers": { "rate": "0.250000" } },
              { "interval": "3_FAIXA", "indexer": { "rate": "0.048200" }, "customers": { "rate": "0.250000" } },
              { "interval": "4_FAIXA", "indexer": { "rate": "0.129900" }, "customers": { "rate": "0.250000" } }
            ],
            "minimumRate": "0.024600",
            "maximumRate": "0.129900"
          }
        ],
        "instalmentRates": [
          {
            "referentialRateIndexer": "SEM_INDEXADOR_TAXA",
            "rate": "0.000000",
            "applications": [
              { "interval": "1_FAIXA", "indexer": { "rate": "0.024600" }, "customers": { "rate": "0.250000" } },
              { "interval": "2_FAIXA", "indexer": { "rate": "0.045000" }, "customers": { "rate": "0.250000" } },
              { "interval": "3_FAIXA", "indexer": { "rate": "0.061600" }, "customers": { "rate": "0.250000" } },
              { "interval": "4_FAIXA", "indexer": { "rate": "0.129900" }, "customers": { "rate": "0.250000" } }
            ],
            "minimumRate": "0.024600",
            "maximumRate": "0.129900"
          }
        ],
        "otherCredits": [
          {
            "code": "SAQUE_A_CREDITO",
            "codeAdditionalInfo": "NA"
          }
        ]
      },
      "requiredWarranties": [
        "NAO_EXIGE_GARANTIA"
      ],
      "termsConditions": {
        "minimumFeeRate": "0.250000",
        "additionalInfo": "NA",
        "elegibilityCriteriaInfo": "https://agiplan1-my.sharepoint.com/:b:/g/personal/edna_santos_agi_com_br/IQCx2ZqOwVitQ4ZC-gKmO1RIASPdHc2-JL5fkNZ9DNBqpvk?e=IEENkO",
        "closingProcessInfo": "https://agiplan1-my.sharepoint.com/:b:/g/personal/edna_santos_agi_com_br/IQCx2ZqOwVitQ4ZC-gKmO1RIASPdHc2-JL5fkNZ9DNBqpvk?e=IEENkO"
      }
    }
  ],
  "links": {
    "self": "https://auth-sandbox-sensedia.agibank.com.br/open-banking/opendata-creditcards/v1/personal-credit-cards",
    "first": "https://auth-sandbox-sensedia.agibank.com.br/open-banking/opendata-creditcards/v1/personal-credit-cards",
    "prev": "https://auth-sandbox-sensedia.agibank.com.br/open-banking/opendata-creditcards/v1/personal-credit-cards",
    "next": "https://auth-sandbox-sensedia.agibank.com.br/open-banking/opendata-creditcards/v1/personal-credit-cards",
    "last": "https://auth-sandbox-sensedia.agibank.com.br/open-banking/opendata-creditcards/v1/personal-credit-cards"
  },
  "meta": {
    "totalRecords": 1,
    "totalPages": 1
  }
}